隱私政策Privacy Policy
最後更新日期：2026 年 8 月 8 日 Last Updated: August 8, 2026
一、資料控管者Data Controller
本隱私權政策適用於 lumamanifesta.com 及其所提供之服務。
This Privacy Policy applies to lumamanifesta.com and the services provided through the website.
資料控管者為 [LLC LEGAL NAME]（美國懷俄明州有限責任公司）。
The data controller is [LLC LEGAL NAME], a limited liability company organized under the laws of the State of Wyoming, United States.
- 營業地址：[US BUSINESS ADDRESS]Business Address: [US BUSINESS ADDRESS]
- 隱私事務聯絡信箱：support@lumamanifesta.comPrivacy Contact Email: support@lumamanifesta.com
二、我們蒐集的個人資料Personal Data We Collect
| 類別Category | 具體項目Specific Data | 蒐集目的Purpose of Collection |
|---|---|---|
| 帳戶資料Account Data | 姓名、電子郵件地址、密碼（加密儲存）Name, email address, password (stored in encrypted form) | 建立帳號、提供服務、客戶服務Account creation, service delivery, and customer support |
| 交易資料Transaction Data | 訂單編號、購買方案、金額、交易時間、付款狀態Order number, purchased plan, amount, transaction time, and payment status | 履行契約、帳務、退款處理Contract performance, accounting, and refund processing |
| 付款資料Payment Data | 由付款服務商處理（見第三條）Processed directly by our payment service provider (see Section 3) | 收款Payment processing |
| 使用紀錄Usage Data | 登入時間、IP 位址、瀏覽器與裝置資訊、課程觀看進度、內容存取紀錄Login time, IP address, browser and device information, course viewing progress, and content access records | 提供服務、防範詐欺、爭議處理、改善課程Service delivery, fraud prevention, dispute resolution, and course improvement |
| 同意紀錄Consent Data | 服務條款與退款政策之勾選同意，含時間戳、IP 位址、政策版本Acceptance records for the Terms of Service and Refund Policy, including timestamp, IP address, and policy version | 履行法定義務、爭議舉證Compliance with legal obligations and evidence in dispute resolution |
| 溝通紀錄Communication Records | 您與客服的往來信件Correspondence between you and our customer support team | 客戶服務、爭議處理Customer support and dispute resolution |
我們不會蒐集您的完整信用卡號碼。付款資訊由下述付款服務商直接處理。
We do not collect or store your full credit card number. Payment information is processed directly by the payment service provider described below.
三、付款處理與 Stripe 資料處理聲明Payment Processing and Stripe Data Processing Notice
3.1 Stripe 揭露聲明Stripe Disclosure
我們使用 Stripe 進行付款、分析及其他商業服務。Stripe 會收集連線至其服務之裝置的識別資訊，並使用這些資訊來營運及改善其提供予我們的服務，包括詐欺偵測。您可於 stripe.com/privacy 進一步瞭解 Stripe 的隱私權政策。
We use Stripe for payment processing, analytics, and other business services. Stripe collects identifying information about devices that connect to its services and uses this information to operate and improve the services it provides to us, including for fraud detection. You can learn more about Stripe's privacy practices at stripe.com/privacy.
3.2 補充說明Additional Information
為進行詐欺偵測與交易安全，Stripe 的技術元件（Stripe.js）會在本網站的頁面上載入，並蒐集裝置與瀏覽相關資訊，例如瀏覽器類型、作業系統、螢幕資訊、時區、IP 位址及頁面互動行為。
For fraud detection and transaction security purposes, Stripe's technical components, including Stripe.js, may load on pages of this Website and collect device and browsing-related information, such as browser type, operating system, screen information, time zone, IP address, and interactions with the page.
依 Stripe 之說明，這些資料僅用於詐欺偵測與安全用途，不會用於廣告，亦不會出租或販售予廣告商。
According to Stripe, such data is used for fraud detection and security purposes and is not used for advertising or rented or sold to advertisers.
四、Cookie 與類似技術Cookies and Similar Technologies
本網站使用 Cookie 及類似技術，用途包括：
This Website uses cookies and similar technologies for purposes including:
- 必要性 Cookie：維持登入狀態、記錄購物流程、安全防護（無法關閉）Essential Cookies: Used to maintain login sessions, support the purchase process, and provide security protections. These cookies cannot be disabled where they are strictly necessary for the Website to function.
- 功能性 Cookie：記住您的偏好設定Functional Cookies: Used to remember your preferences and settings.
- 分析型 Cookie：了解網站使用狀況以改善服務Analytics Cookies: Used to understand how the Website is used and to improve our services.
- 安全與詐欺防範：由 Stripe 等付款服務商設置Security and Fraud Prevention Technologies: May be set or used by payment service providers such as Stripe.
您可透過瀏覽器設定管理 Cookie，但停用必要性 Cookie 可能導致部分功能無法運作。
You may manage cookies through your browser settings. However, disabling essential cookies may cause certain Website features to function improperly or become unavailable.
五、國際資料傳輸International Data Transfers
請注意：本服務由美國公司營運，您的個人資料將被傳輸至美國及其他我們服務提供者所在之國家，並於當地儲存及處理。
Please note that the Service is operated by a U.S.-based company. Your personal data may be transferred to, stored in, and processed in the United States and other countries where our service providers operate.
這些國家的個人資料保護法規可能與中華民國不同。當您使用本服務並提供個人資料時，即表示您同意此項國際傳輸。我們會採取合理之技術與管理措施保護您的資料安全。
The data protection laws of those countries may differ from those of the Republic of China (Taiwan). By using the Service and providing your personal data, you acknowledge and agree to such international transfers. We will implement reasonable technical and organizational measures designed to protect the security of your personal data.
六、您的權利Your Rights
依中華民國《個人資料保護法》第 3 條，您就您的個人資料享有下列權利：
Under Article 3 of the Personal Data Protection Act of the Republic of China (Taiwan), you have the following rights with respect to your personal data:
- 查詢或請求閱覽The right to inquire about or request access to your personal data.
- 請求製給複製本The right to request a copy of your personal data.
- 請求補充或更正The right to request supplementation or correction of your personal data.
- 請求停止蒐集、處理或利用The right to request that we cease collecting, processing, or using your personal data.
- 請求刪除The right to request deletion of your personal data.
行使方式：請寄信至 support@lumamanifesta.com，並註明您的姓名與註冊電子郵件地址。我們將於 30 日內回覆。
To exercise any of these rights, please email support@lumamanifesta.com and include your name and registered email address. We will respond within 30 days.
請注意：部分資料因法定義務（如帳務憑證保存）或正當利益（如信用卡爭議舉證）之需要，我們可能無法立即刪除。我們將於回覆中說明。
Please note that we may be unable to delete certain information immediately where retention is required by law, such as accounting or transaction records, or where we have a legitimate need to retain information, such as evidence relating to a payment dispute. Where applicable, we will explain the reason in our response.
七、資料安全Data Security
我們採取包括但不限於下列措施保護您的資料：
We use reasonable security measures to protect your personal data, including but not limited to:
- 全站 SSL/TLS 加密傳輸SSL/TLS encryption for data transmitted through the Website.
- 密碼加密儲存Secure encrypted or hashed storage of passwords.
- 存取權限控管，僅必要人員得接觸個人資料Access controls designed to limit personal data access to authorized personnel who require it for legitimate business purposes.
- 定期系統更新與安全性檢視Regular system updates and security reviews.
然而，任何網路傳輸與儲存方式均無法保證絕對安全。若發生資料外洩事件，我們將依法通知受影響之使用者。
However, no method of transmission over the internet or electronic storage can guarantee absolute security. If a personal data breach occurs, we will notify affected users where required by applicable law.
十、未成年人Minors
本服務僅供年滿 18 歲之成年人使用。我們不會刻意蒐集未滿 18 歲者之個人資料。若我們得知已蒐集此類資料，將立即刪除並終止相關帳號。
The Service is intended only for individuals who are at least 18 years old. We do not knowingly collect personal data from individuals under the age of 18. If we become aware that we have collected such data, we will take reasonable steps to delete it and terminate the associated account.
若您為未成年人之法定代理人，並認為我們可能持有該未成年人之資料，請聯繫 support@lumamanifesta.com。
If you are the legal representative of a minor and believe that we may hold that minor's personal data, please contact us at support@lumamanifesta.com.
十一、政策變更Changes to This Privacy Policy
我們得不定期修訂本政策。修訂後將公告於本頁面並更新「最後更新日期」。涉及重大變更者，我們將以電子郵件通知您。
We may revise this Privacy Policy from time to time. Any updated version will be posted on this page and the "Last Updated" date will be revised accordingly. If a change is material, we may notify you by email.
十二、聯絡我們Contact Us
- 隱私事務信箱：support@lumamanifesta.comPrivacy Contact Email: support@lumamanifesta.com
- 公司名稱：[LLC LEGAL NAME]Company Name: [LLC LEGAL NAME]
- 營業地址：[US BUSINESS ADDRESS]Business Address: [US BUSINESS ADDRESS]